Whenever someone starts looking to buy land or plans to build on the Croatian coast, the same question arises: “Which document do I actually need?” Location information, a building permit and an occupancy permit sound similar, are often mentioned in the same sentence, but in practice they represent completely different things – and different stages of the process.

1. Location Information – The First and Simplest Step

Location information is the simplest of these three documents and is usually the first thing to check when considering the purchase of land. It is a non-administrative document containing information about the designated use of a specific area based on the applicable spatial planning documentation. In other words, it tells you what is permitted to be built on a particular plot according to the valid spatial development plan.

It is issued quickly, usually within eight days of submitting the application, together with a copy of the cadastral map. It is important to emphasise that location information itself does not allow construction to begin or the preparation of project documentation required for obtaining permits – it serves solely as an informational document. Precisely for this reason, it is the ideal first and quick step before hiring an architect or designer.

Our advice: whenever you are considering purchasing land for construction, request location information before planning any conceptual design.

2. Site Analysis

A site analysis can be a very useful step before purchasing building land or starting to plan construction.

Unlike location information, which provides an overview of the intended land use according to the spatial development plan, a site analysis offers a more detailed assessment of the construction possibilities of a specific plot. It generally includes a more comprehensive review of the applicable spatial planning documentation, building conditions, and other spatial and technical limitations that may affect the planned project on that particular site.

Such an analysis can help buyers gain a clearer understanding of the land’s potential before making a decision and determine whether it meets their plans. It is particularly useful when planning to build a house or carry out an investment project.

3. Building Permit – The Document Without Which Construction Cannot Begin

A building permit is the document that officially opens the door to construction. It is an administrative act by which the competent authority authorises the investor to construct a specific building on a specific plot under precisely defined conditions. Without it, any construction – whether a house, an extension or larger auxiliary structures – is considered illegal, which can result in serious legal and financial consequences, including the inability to legally sell the property in the future.

To obtain a building permit, project documentation prepared by a licensed designer is required. The application is submitted to the competent construction and spatial planning authority, most commonly today through the electronic eDozvola system.

4. Occupancy Permit

An occupancy permit is an administrative act confirming that the building has been constructed in accordance with the issued building permit and that it meets all prescribed requirements. It is issued after a technical inspection during which a commission (or an authorised official for simpler structures) verifies whether the building has actually been completed according to the approved project. According to the law, the competent authority must carry out the technical inspection within thirty days of receiving a complete application, while for simpler buildings this period is fifteen days.

Why is this so important for buyers and not only for investors who build? Because an occupancy permit is not just a formality. Without it, the completed building is not legally considered compliant, which has very specific consequences: banks generally refuse to approve mortgage loans for properties that do not have an occupancy permit.

Practical advice: if you are buying a newer house or apartment, do not only ask whether it has a building permit. Also ask whether an occupancy permit has been issued and verify that the actual condition of the property (floor plan, size, number of floors) matches the information stated in the permit. Minor changes made during construction without updating the permit often lead to complications during the technical inspection and later create difficulties when selling the property.

In short: What do you actually need?

• Buying land and just starting to think about building? Request location information – it is a quick and affordable way to find out what is actually permitted to be built on the plot.
• Ready to start construction? A building permit is mandatory – without it, construction is not legal and the property cannot be legally sold later.
• Construction has been completed? Without an occupancy permit, the building is not legally considered compliant, and banks generally will not approve a mortgage loan for such a property.

How can we help?

Purchasing building land does not end with finding a good location. It is equally important to understand which documentation is required, what each document means and at what stage of the process it is needed.

If you are considering purchasing building land, we will be happy to help you find a plot that matches your plans and guide you through the information that is important to check before making your final decision.

Thinking about buying land in the Zadar area or Northern Dalmatia? Take a look at our current selection of building plots or contact us – we will gladly help you review all the important information before you purchase.

→ View all building plots in our offer

→ Send us an enquiry

The post Location Information, Building Permit and Occupancy Permit – What’s the Difference? appeared first on Emporia RealEstate Zadar.

However, the beginning of 2025 brought significant legislative changes that fundamentally alter the rules of the game. With the entry into force of the new Building Management and Maintenance Act and amendments to the Hospitality Industry Act, buyers today must pay much closer attention to documentation, property types, and the new legal framework before purchasing.

Don’t worry, the story of buying rental properties in Croatia is far from over – it has simply been given new, clearer rules. To make your decision-making process easier, we bring you a clear and detailed overview of everything that has changed and what exactly this means in practice for you as a future owner.

Why did the rules change in the first place?

For years, tourist rentals in Croatia were fairly straightforward: you would buy an apartment, submit a categorization request, and within a few days, the keys were ready for your first guests. This brought an incredible boom to tourism, but over time, it also created serious challenges in daily life. Many multi-apartment buildings turned into “mini-hotels” overnight, leading to a decline in the quality of living, overloaded infrastructure, and frequent disagreements among tenants. The state decided to react in order to protect the quality of residential living and steer tourism toward a sustainable direction.

What do the new rules bring?

The main shift in this narrative relates to the division of the cards between apartments in buildings and holiday homes. The legislator decided to draw a clear line.

1. Apartments in buildings (Short-term rentals under scrutiny)

If a property is rented out for a period shorter than 30 days (i.e., classic Airbnb and Booking), it is now officially considered a short-term commercial rental.

• The 66% + neighbors rule: If you buy a classic apartment in a residential building today and want to engage in short-term tourist rentals, you must first obtain the written consent of other co-owners who hold more than 66% of the building’s total area before you can receive categorization papers.
• The most important detail: This 66% must strictly include your immediate neighbors – meaning everyone with whom the property shares a wall, as well as the apartments directly above and below yours.

2. Multi-occupancy rentals

The law has decided to put an end to overcrowded apartments. If you plan to rent an apartment to five or more adult, unrelated persons (which is often the case with accommodation for foreign workers or students), this is now considered “multi-occupancy rental.” For this form of rental, you also need the consent of 66% of the co-owners, including your immediate neighbors.

3. Buildings become legal entities (Community of Co-owners)

A completely new concept has been introduced – the “community of co-owners”. Buildings are now granted legal personality and their own OIB (Personal Identification Number). What does this mean for you? It will drastically simplify all administrative and legal proceedings. More importantly, it will be far easier for buildings to apply for EU funds and subsidies intended for facade renovation, energy retrofitting, and the installation of solar power plants. In the long run, this increases the value of the property itself.

4. Streamlined decision-making in buildings

To avoid situations where a single problematic tenant blocks the entire building, the required majorities for making key decisions have been reduced:

• Emergency repairs: Consent from co-owners is no longer required at all; the building manager reacts immediately.
• Necessary repairs (e.g., roof or elevator repair): Consent from one-third (33%) of the co-owners is sufficient (previously, it required over 50%).
• Regular management (choosing a tenant representative, installing a new elevator): Consent from more than 50% of the co-owners is required.
• Investment maintenance (major new investments in the building): Consent from 80% of the co-owners is required (previously, 100% was required).

5. Extensive powers for municipal wardens

Municipal wardens now have the legal authority to enter properties and monitor compliance with the law. They can order urgent measures to remedy irregularities if they notice:

• Unauthorized construction work that compromises the building’s structural integrity (e.g., knocking down load-bearing walls in an apartment).
• Illegal enclosing of balconies or loggias.
• Installation of air conditioning units or other devices on the street-facing facade of the building.

6. Stricter misdemeanor fines

The new law introduced serious financial penalties for non-compliance:

• For building managers who fail to do their job: from €700 to €5,500.
• For co-owners (apartment owners) who break the rules or perform illegal modifications: from €400 to as much as €10,000.
• For contractors performing illegal work on a building: from €5,500 to €10,000.

Who is a “host” and who is not?

One of the biggest changes is the introduction of the official term “host”. A host is considered a renter who has a registered residence in the county or island where the property is located (e.g., renting a room in the house where they live). However, the law clearly emphasizes: a renter who provides accommodation services in a multi-apartment or commercial-residential building is not considered a host. This means that buying an apartment in a building with the intention of tourist rental is now legally considered a purely commercial activity, regardless of where the owner lives.

What about existing categorizations and transitional periods?

The law has also taken existing renters into account, leaving a transitional period of 5 years (until December 31, 2029) during which existing renters in buildings must align their consents so they do not lose their right to operate. Because of this, it is extremely important to check every property and its existing documentation individually.

Local taxes tailored by cities

There are no more universal rules for the entire country. From 2025, cities and municipalities have been given the right to independently determine the property tax rates and flat-rate taxes per bed. Certain cities can further restrict the issuance of new licenses in overburdened zones (such as old town centers) through their own local decisions, meaning that local spatial plans must also be studied in detail before purchasing.

What does all this mean for you as a property buyer?

These changes do not mean that buying a rental property is a bad idea – on the contrary, they introduce order to the market and protect your investment in the long run from unfair competition and neglected buildings. However, the profile of highly sought-after properties has shifted, and buyers’ focus has moved to two secure options:

A) Detached houses and villas

Since the majority of the new legal restrictions apply to multi-apartment buildings, standalone properties, family houses, and luxury villas with pools are completely exempt from these rules. With them, there is no gathering of tenants’ signatures or dependence on neighbors. That is why our buyers increasingly choose:

• houses with a pool,
• villas with a higher level of privacy,
• new constructions,
• properties in quieter locations,
• and properties that can be used year-round.

If you still prefer apartments, we direct you toward properties that already have a clean rental history or projects that are legally defined for tourist purposes from the very start.

B) Apartments in buildings with an established business or purpose-built new constructions

If you still wish to buy an apartment, it is crucial to check the co-ownership relationships in the building, whether the building has proper documentation (use permit), and what the local taxes are (which each municipality and city prescribes autonomously from 2025).

Properties from our portfolio that are already successfully rented

Our portfolio currently includes several properties that are already being used for tourist rentals and enjoy very good occupancy rates during the season.

Take a look at a selection of our featured offers:

• Beachfront apartment in Privlaka

• House with a pool in Kožino

• Modern house with a pool in Murvica

• Holiday home in the vicinity of Ražanac

• House with a pool in Zaton near Nin

• Modern holiday home in Zaton near Nin

• Luxury villa on the island of Ugljan – Kali

Emporia Advice: Don’t navigate the regulations alone The real estate market has become more professional, which is actually good news for serious buyers. High-quality properties with clean documentation, good locations, and clear usage possibilities are increasingly in demand.

When buying real estate for tourist rental, it is important to clearly define the property’s utilization plan from the start – whether for your own vacation, occasional rental, or long-term investment. Location, property type, and the features that will be most important to the buyer in the long run often depend precisely on this.

At Emporia Real Estate, we strive to provide buyers with as much relevant information as possible regarding the property itself, its documentation, and its usage possibilities, making the entire process as clear and simple as possible.

Especially when it comes to properties attractive for tourist rental, we can highlight buildings that are already successfully used during the tourist season or possess characteristics currently highly sought-after by guests – such as a great location, proximity to the sea, privacy, a pool, or high-quality new construction.

The new rules do not change the fact that coastal real estate in Croatia remains highly sought after. They simply further emphasize the importance of a quality property, proper documentation, and good preparation before buying.

Want to learn more?

On our blog, you can find additional information, tips, and current topics related to buying real estate, tourist rentals, and the real estate market in Croatia: https://www.emporia-realestate.com/real-estate-blog/

Contact us

📍 Emporia Real Estate – Zadar

Ulica Svetog Vinka Paulskog 32, 1st floor

23000 Zadar

📞 +385 23 300 000

📍 Emporia Real Estate – Sukošan

D-Marin, Main Building, Dr. Franje Tuđmana

24 23206 Sukošan

📞 +385 23 300 000

The post NEW TOURIST RENTAL RULES IN CROATIA – WHAT PROPERTY BUYERS NEED TO KNOW appeared first on Emporia RealEstate Zadar.

The city is developing in a stable and well-balanced way, and this harmony between tradition and contemporary living makes Zadar one of the safest choices for purchasing property – whether for personal use or as a long-term investment.

Quality of life comes first

Zadar offers a perfect balance between urban living and a relaxed coastal atmosphere. Everything needed for everyday life is within easy reach – from schools and hospitals to restaurants, shops, and recreational facilities.

A mild Mediterranean climate with more than 2,500 hours of sunshine per year further enhances the quality of life, allowing residents to enjoy outdoor living throughout most of the year.

Excellent connectivity and accessibility

One of Zadar’s key advantages is its excellent connectivity. The international airport links the city with numerous European destinations, while modern highways ensure fast and easy access from all parts of Croatia.

This accessibility makes Zadar a practical choice not only for domestic buyers but also for international investors looking for a secure and easily reachable location.

Diverse real estate offer

The real estate market in Zadar and its surroundings offers a wide range of opportunities. From modern apartments in new developments within the city to family houses in quieter areas and luxury villas by the sea.

Locations such as Privlaka, Sukošan, Nin, and Vir are particularly attractive, offering more privacy while still being close to the city and all its amenities.

Stability and long-term value

Demand for real estate in Zadar has been steadily growing, making this region a safe investment choice. The development of tourism, infrastructure, and overall quality of life contributes to the long-term value of properties.

For this reason, many buyers today see property in Zadar not only as a place to live, but also as a stable investment with future growth potential.

A city rich in history and identity

Zadar boasts more than 3,000 years of history, making it one of the oldest cities on the Adriatic. Over the centuries, it has been shaped by Romans, Venetians, and Croats, leaving behind a remarkable cultural heritage.

Today, the city is also known for modern attractions such as the Sea Organ and the Greeting to the Sun installation, which make it unique on a global level.

It is worth mentioning that Alfred Hitchcock once described Zadar’s sunset as the most beautiful in the world, further highlighting the city’s special atmosphere.

Surroundings that enhance value

One of Zadar’s greatest advantages is its proximity to natural beauty. Nearby are some of Croatia’s most famous national parks, including Kornati, Paklenica, Krka, and Plitvice Lakes.

This combination of sea, nature, and culture makes the region exceptionally attractive for both living and leisure.

The buying process

Purchasing real estate in Zadar can be a simple and secure process when approached correctly. It typically includes several key steps – from selecting a property and verifying documentation, to reservation, pre-contract, and finally signing the main contract and registering ownership.

With professional support, the entire process becomes transparent and stress-free.

Zadar represents one of the most attractive locations for real estate investment in Croatia today. The combination of quality of life, a stable market, and natural beauty makes it an ideal choice for various types of buyers.

Whether you are looking for a home, a holiday property, or a long-term investment, Zadar offers opportunities worth exploring.

If you are considering buying real estate in Zadar or the surrounding area, feel free to contact us. We will be happy to help you find a property that suits your needs and guide you through the entire process – safely and professionally.

In our portfolio, you will find carefully selected properties in the most attractive locations in Zadar and its surroundings – from modern new-build apartments to luxury villas by the sea.

Take a look at part of our current offer:

• Modern apartments in new developments in Zadar –  https://www.emporia-realestate.com/search-results/?keyword=&offer=&location=&property-type=flats&bedrooms=&bathrooms=&min=&max=&orderby=date&order=desc&feature%5B240%5D=new-building
• Houses with pools in Zadar and the surrounding area – https://www.emporia-realestate.com/search-results/?keyword=&offer=&location=&property-type=houses&bedrooms=&bathrooms=&min=&max=&orderby=date&order=desc&feature%5B232%5D=swimming-pool
• Seafront apartments with sea view – https://www.emporia-realestate.com/search-results/?keyword=&offer=&location=&property-type=apartments&bedrooms=&bathrooms=&min=&max=&orderby=date&order=desc&feature%5B49%5D=sea-view&feature%5B222%5D=1-row-to-the-sea
• Luxury properties in attractive locations  – https://www.emporia-realestate.com/search-results/?keyword=&offer=&location=&property-type=&bedrooms=&bathrooms=&min=&max=&orderby=date&order=desc&feature%5B49%5D=sea-view&feature%5B39257%5D=luxury-property&feature%5B222%5D=1-row-to-the-sea

View our full property offer:
https://www.emporia-realestate.com/

The post Why Zadar is one of the best places to buy real estate in Croatia appeared first on Emporia RealEstate Zadar.

Below, we outline the key reasons why purchasing a property with the support of a proven and experienced agency is a smart and worthwhile long-term decision.

Legal Security and Documentation Verification – No Unpleasant Surprises

One of the greatest risks of buying a property independently lies in incomplete or unclear documentation. Ownership relations, encumbrances, building legality, and compliance between the actual condition of the property and applicable zoning plans are often not immediately visible to buyers.

A reliable real estate agency thoroughly verifies all legal documentation before presenting a property. This ensures that potential issues are identified at an early stage, helping buyers avoid situations that could later lead to costly legal disputes, unexpected expenses, or even the inability to register ownership. Legal security is the foundation of a safe property purchase.

Local Expertise and Realistic Market Pricing

An experienced local agency understands real market prices in specific locations, the advantages and disadvantages of different neighborhoods, and the potential for long-term property value growth. This knowledge enables buyers to realistically assess profitability and clearly distinguish a sound investment from an overpriced listing.

We work with each client individually, taking into account their specific requirements, budget, and plans, and actively search for a property that best matches their expectations in terms of location, layout, and price.

Purchasing a property without professional guidance often results in paying more than the property is actually worth, while expert support helps buyers make informed and confident decisions.

Time Savings and a Simplified Buying Process

Working with a trusted agency saves valuable time and simplifies the entire purchase process. The agency handles communication with the seller, organizes property viewings, prepares contractual documentation, and coordinates with lawyers, notaries, and banks.

This allows buyers to focus on their purchase decision, while the agency manages the process from the initial offer to the handover of keys. Thanks to in-depth market knowledge, an experienced agency also provides strong negotiation support, clearly defined terms and deadlines, and full protection of the buyer’s interests.

Secure Property Purchase for Foreign Buyers

Foreign buyers benefit especially from working with a reliable local agency, as they receive a clearly explained legal framework, professional communication in English and German, and expert guidance through all administrative steps of the purchase process.

This approach reduces uncertainty, prevents costly mistakes, and enables a safe, transparent, and efficient property purchase in Croatia – from the initial inquiry to the completion of the transaction.

Support Even After the Purchase

A high-quality agency does not end its cooperation with the signing of the contract. In many cases, support continues after the purchase and includes:

• utility transfers and registrations,
• maintenance recommendations,
• property management services.

Such long-term support provides additional security and peace of mind for buyers, particularly when purchasing investment properties or buying from abroad.

Conclusion

Buying a property with the support of a trusted real estate agency means less risk, greater security, and better decision-making. Professional guidance, verified information, and strong local expertise are essential for a successful and stress-free purchase process.

If you are looking for a secure property purchase, a transparent process, and professional support from the first step to moving in, working with a reliable local agency is the right choice.

With Emporia Real Estate, you gain a partner who understands both the market and your needs and guides you clearly and reliably through every stage of the process.

For property purchases in Zadar and the surrounding area, feel free to contact us.

The post Why You Should Buy a Property with a Trusted Real Estate Agency in Croatia appeared first on Emporia RealEstate Zadar.

This measure is part of the National Housing Policy Plan of the Republic of Croatia, the first strategic document that provides a comprehensive vision of housing in the country. The goal is clear – to make housing affordable while maintaining quality and legal security.

Who is entitled to the refund?

Financial support is available to Croatian citizens who meet specific conditions:

• the purchase agreement must be concluded after January 1, 2025,
• the buyer must not be older than 45 years,
• the applicant and family members must have residence at the purchased property’s address,
• the real estate transfer tax or VAT must be paid,
• the buyer and their immediate family must not already own another residential property.

It is also important to note that the property must be used for housing – if it is sold, rented out, or left unused within five years, the support must be returned.

What is the maximum size?

The Regulation distinguishes between apartments and houses, and the size of the property depends on the household size. For example, a single person is entitled to support for an apartment up to 50 m², while a family of four can receive support for an apartment up to 90 m². For houses, the limits are increased by 50%. Larger properties may also be purchased (up to 50% larger), but the refund is calculated only within the prescribed size limits.

How is the support calculated?

The calculation basis is the useful floor area of the apartment or house multiplied by the average square meter price in the relevant municipality. These data are regularly published by the Ministry of Physical Planning, Construction and State Assets.

If the purchase price is higher than the average, the calculation is made according to the average price. If it is lower, the agreed price is used.

For an indicative calculation, an official calculator is available on the Ministry’s website:
👉 Indicative tax refund calculator

Where and how to apply?

The application is submitted to the Agency for Transactions and Mediation in Immovable Properties (APN), together with all required documentation: the purchase agreement, proof of residence, property details, tax payment confirmation, and other prescribed documents. Grants are paid out in the order in which complete applications are received.

Conclusion

These measures bring significant relief to anyone looking to buy or build their first home. The refund of tax and VAT can provide a strong financial incentive and a turning point on the path to independent living. If you are under 45 and solving your housing needs for the first time, be sure to explore the conditions and check the refund amount you can receive via the calculator.

Check the latest real esatete offer.

The post Tax relief for buying your first property – everything you need to know appeared first on Emporia RealEstate Zadar.

This property tax ranges from 0.60 to 8.00 EUR/m² of the usable area of the property and is calculated annually. The exact rate is determined by the city or municipality in which the property is located.

Detailed information from the tax authority can be found at the following link (translated via Google Translate): Porezna Uprava – Property Tax

Tax Calculation

The property tax is calculated based on the usable area of the property. The range is from 0.60 to 8.00 EUR per m². This depends on the location of the property and its intended use. Vacation homes and properties not used as a permanent residence are generally subject to higher tax rates.

A concrete example: A holiday apartment in Bibinje with a usable area of 80 m² and a rate of 6 EUR/m² would cost 480 EUR annually.

Why Was This Tax Introduced?

With the introduction of this tax, the Croatian government aims to reduce vacant properties and encourage more efficient use of real estate. By taxing second homes and holiday properties, the goal is to increase the availability of properties for the long-term rental market. At the same time, the tax is intended to contribute to local government budgets.

Exemptions and Reductions

In certain cases, reductions or exemptions can be requested. These include:

• Primary residences that are permanently occupied
• Agricultural buildings that are in use
• Properties in rural areas not used for tourism

More details on possible reductions can also be found on the tax authority’s website at the following link: Porezna Uprava – Property Tax Guide

Impact on Property Owners

The introduction of the property tax will primarily affect owners of vacation homes, second residences, and unoccupied properties. Especially in coastal regions where many properties are used for tourism, higher tax burdens are expected.

Conclusion

A detailed guide and the necessary form for registering your property can be found here: Porezna Uprava – Property Tax Guide

The post Property tax in Croatia appeared first on Emporia RealEstate Zadar.

This data highlights the high level of security in Croatia, which significantly contributes to the quality of life. A safe environment encourages family formation, as parents can be confident that their children are growing up in a stable and secure setting. Additionally, security is a crucial factor for those considering relocating to another country, and Croatia, thanks to these indicators, emerges as an extremely attractive destination.

When discussing the data, Eurostat reports the following: Only 1.2% of people at risk of poverty reported crime, violence, or vandalism in their neighborhood, the lowest percentage in the EU. For those not at risk of poverty, this percentage is 1.5%, also the lowest in the Union.

For investors, particularly those interested in real estate investments, security is one of the key criteria. A low crime rate increases property value and ensures investment stability. Therefore, investing in the Croatian real estate market is a logical decision for those seeking safe and long-term profitable investments.

Tourists also recognize the value of security when choosing a holiday destination.

The fact that Croatia is the safest country in the European Union not only enhances the quality of life for its residents but also makes Croatia highly attractive to families, investors, tourists, and retirees. Security is the foundation of prosperity, forming a solid basis for the future.

_{Picture source: https://x.com/EU_Eurostat/status/1893239310830215472}

The post CROATIA HAS PROVEN TO BE THE SAFEST COUNTRY IN THE EUROPEAN UNION appeared first on Emporia RealEstate Zadar.

How Technology is Changing the Way We Buy and Sell Real Estate

The real estate market can be challenging and full of uncertainty, but thanks to technology, the entire process – whether you are buying, selling, or renting – has become much easier, faster, and more efficient. By using digital tools, everything is now just a click away, and the whole experience is simpler and much more enjoyable.

If you are looking for a new home or want to sell your property, below we’ll show you how technology is making the process faster and easier, and how we in our agency are using innovations to ensure the best results for our clients.

Virtual Tours: Explore Properties from the Comfort of Your Home

One of the most modern tools on the market today is virtual tours – they allow you to “walk through” a property without leaving your home. You can now explore every corner of a space, choose the rooms that interest you, and get a true sense of the interior.

Why is this useful?
Virtual tours let you quickly decide if a property fits your needs, without wasting time on unnecessary in-person viewings. For sellers, this is an opportunity to reach a wider audience and attract buyers who may not have the time for a physical visit. This method speeds up the entire process, facilitates the sale, and broadens the reach of your offer.

Faster and Easier Communication: Contacting Buyers Made Simple

Technology allows for quick and clear communication, meaning you can get all the information you need immediately. No waiting for phone calls or long email responses – everything is available in the moment, whether through social media, email, or chat apps.

For sellers, this means you can respond to inquiries quickly, schedule meetings, and arrange viewings without long delays. This reduces waiting time and speeds up the entire process.

Online Advertising: Expand the Reach of Your Listing

A great listing is key to a faster sale, and digital advertising ensures that your property reaches a much larger number of potential buyers. With attractive photos, detailed descriptions, and virtual tours, your property becomes more visible to a wider audience.

Why is this important?
Online advertising makes it possible for your property to be seen by people who may not be in your area, and with precise targeting, your listing reaches people who are specifically looking for what you offer. This means you have a greater chance of selling quickly at your desired price.

Technology in Buying and Selling Real Estate: How It Can Help You

Technology is much more than a trend – it helps you complete every step of the buying or selling process more easily, quickly, and securely. Virtual tours allow buyers to quickly decide which properties they want to view in person, while online advertising increases your visibility and reach.

For us, technology is a tool that helps us provide better service. By using these innovations, we can help you achieve the best results – whether you’re buying your first apartment, looking for the perfect family home, or selling your property.

If you’re ready for the next step, contact us and learn how technology can help make your buying or selling process faster, easier, and more secure.

The post Real Estate Digitalization: Faster, Easier, Smarter appeared first on Emporia RealEstate Zadar.

Appropriate authorization is issued by the Tourism and Economic Administration Department of the community in which the property is located. A private person can do the renting and this is therefore a so-called “civic service”.

An application for approval of the rental must be submitted to the above-mentioned administrative department, accompanied by an identity card, proof of ownership, permission to use the property, and floor plans with areas. You pay application fees and therefore fees for an inspection of the property. Officials from the administration department will personally view and inspect the property after the application has been submitted.

It is always better to apply in the winter months. During this time the application can be processed more quickly. The closer the start of the season is, the longer the office needs to process the application and the report, as most applications are submitted at this time.

If there are several owners of a property and since approval for renting can only be in one name, the other co-owners of the property must give their consent to renting in the name of one of them in writing or in person when submitting the application.

Furthermore, a person in Croatia must be authorized to receive mail in this matter.

Following the report and the submitted documentation, a notice is issued by the administrative department. Depending on the size, equipment and condition of the property, the management department assigns a corresponding number of stars and defines a maximum number of people to whom the apartment can be rented. There are precise conditions for the distribution of stars and the maximum capacity.

The decision will be forwarded to the tax office and the tourist office.

The tax office defines which taxes apply. The taxes payable are mostly flat rates based on the number of beds and so far these have always resulted in a satisfactory ramen for customers.

The tourist office enables guest registration online via eVisitor. The information system for tourist registration and deregistration, eVisitor, is available in 7 different languages.

An official board with the number of stars and type of object must be placed at the entrance to the object. The following companies create such boards:

• ROBI svjetleće advertising, in Zadar, Put Nina 143
• KORDUN MARKETING d.o.o. in Karlovac, Matka Laginje 10

Customers often decide to rent because they can only spend a few weeks a year in the property and can therefore make additional use of their investment and get a refund. We wish you much success and a well-booked season if you decide to rent!

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In the pictures you can see the condition of the property at the time our customers made the purchase decision (winter 2022) and the beautiful second home that the new owners from Austria have made of it.

APARTMENT on the first floor of a building in Borik district in Zadar, 83.24 m2

This apartment has not been offered for long.

✅ Visually visible good building quality 🏗

✅ Great location 🗺

✅ Great room layout 👌🏻

✅ Very nice view of the sea 🌅

➡️ These criteria were more than enough for a couple from Austria to decide to buy after a viewing with our agent. Both are entrepreneurs, very busy and travel a lot. Croatia has long been a favorite destination for them and is so close that they can drive there even for a weekend. They also considered locations like Poreč and Rovinj, but this apartment in Zadar just ticked all the boxes and more. Since they can only spend a few weeks a year in the property, it was important that the property was also suitable for tourist rentals. In this case, the investor has already planned the room layout and size in such a way that 4 stars can be achieved. Our agents speak German, so every step of the buying process was explained to customers in their native language, which gave them extra reassurance and full understanding as foreigners buying in Croatia.

We rejoice together with every buyer who has found the right property and we are happy to keep in touch with our customers after the purchase as in this case.

Click on the link Flats Borik Zadar and see the current offer of apartments in Borik offered by Emporia d.o.o..

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The abbreviation “OIB” stands for “osobni identifikacijski broj” in Croatian, which translated into English means “Personal Identification Number”. The OIB number consists of 11 numbers.

It is the permanent identification number of a person in Croatia, which is used for identification in official registers, everyday business, and data exchange. This number is assigned to a person or company by the Ministry of Finance or the tax office.

The OIB number was introduced in Croatia in 2009. It serves to computerize state administration, which contributes to its efficiency and at the same time reduces the administrative burden on citizens. The OIB number provides a better overview of the property of private and legal entities and of financial transactions. With the introduction of the OIB number, Croatian legislation was brought into line with European legislation.

Persons who are not Croatian citizens but who are or will be registered in official registers and are liable to pay taxes in Croatia must obtain an OIB number.

An OIB number must therefore be obtained in order to conclude the main contract for the purchase of a property in Croatia. After the purchase, you as the buyer must be registered as the new owner in the relevant registers (such as the land register and cadastral office). In addition, the purchase contract is immediately forwarded directly by the notary to the tax office to determine the tax obligations.

The application to obtain the OIB number must be submitted to the tax office in Croatia.

The application for the allocation of the Croatian personal identification number and the list of documents to be attached are available in English on the following links: OIB application, OIB documents.

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How much is the real estate transfer tax when buying a property in Croatia? Who pays for this? Whom? When?

When buying real estate, you become liable for real estate transfer tax. If the seller is a legal entity in the VAT system, i.e. the purchase price includes VAT, then there is no obligation to pay real estate transfer tax.

In our ads, we always try to highlight if the property for sale is exempt from real estate transfer tax.

The real estate transfer tax in Croatia is 3% of the market value of the property.

The notary public forwards every concluded purchase contract to the Tax Authority. The Tax Authority decides on the real estate transfer tax based on the purchase contract and the stated purchase price compared to the market value of the property. The notice will be delivered to the buyer’s home address. The tax office now sends these tax notices in a very short time. The tax is transferred to the account of the municipality in which the property was purchased. The payment deadline is 15 days from receipt of the notice.

When paying real estate transfer tax, it is very important to enter the reference numbers correctly so that the payment is recorded properly. When making payment from abroad, we recommend contacting the municipality or Tax Authority office to check whether everything has been properly recorded so that no penalty interest accrue unnecessarily.

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